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NICL AO Pattern Mock

NICL AO 2026 – Full Mocks, PYQ Pattern Papers & Topic Tests

Medium level Negative marking ₹199 Free demo test
39Tests + free demo
1000Questions
1000Total marks
660 minPractice time

About this test series

Complete NICL AO preparation in the 2026 pattern: full-length mock tests with the exact sections, question count, marking scheme and time limit, previous-year-pattern papers, sectional tests and topic-wise tests. Pattern: National Insurance AO prelims: 100 questions (English 30, Reasoning 35, Quant 35), 60 minutes, −¼ negative marking.

+1Marks per correct
−0.25Per wrong answer
33%Pass mark
Not allowed Calculator

Syllabus coverage 3 subjects

Subject Questions Marks Share
Quantitative Aptitude 375 375
38%
Reasoning 345 345
34%
English 280 280
28%

Tests in this series 39 tests + 1 free demo

Free demo

NICL AO Free Demo Test

Try 20 questions in the real NICL AO format before you buy.

12 min 20 Qs 20 marks 0.25 per wrong 3 attempts

English 6 · Quantitative Aptitude 7 · Reasoning 7

Easy 10 Medium 9 Hard 1
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Test 1 · NICL AO Full Mock Test 1 (2026 Pattern)

Full-length mock exactly like the real paper – 100 questions, 100 marks, 60 minutes. Sections: English Language 30, Quantitative Aptitude 35, Reasoning Ability 35.

60 min 100 Qs 100 marks 0.25 per wrong 3 attempts

English 30 · Quantitative Aptitude 35 · Reasoning 35

Easy 39 Medium 46 Hard 15
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Test 2 · NICL AO Full Mock Test 2 (2026 Pattern)

Full-length mock exactly like the real paper – 100 questions, 100 marks, 60 minutes. Sections: English Language 30, Quantitative Aptitude 35, Reasoning Ability 35.

60 min 100 Qs 100 marks 0.25 per wrong 3 attempts

English 30 · Quantitative Aptitude 35 · Reasoning 35

Easy 35 Medium 47 Hard 18
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Test 3 · NICL AO Full Mock Test 3 (2026 Pattern)

Full-length mock exactly like the real paper – 100 questions, 100 marks, 60 minutes. Sections: English Language 30, Quantitative Aptitude 35, Reasoning Ability 35.

60 min 100 Qs 100 marks 0.25 per wrong 3 attempts

English 30 · Quantitative Aptitude 35 · Reasoning 35

Easy 34 Medium 50 Hard 16
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Test 4 · NICL AO Full Mock Test 4 (2026 Pattern)

Full-length mock exactly like the real paper – 100 questions, 100 marks, 60 minutes. Sections: English Language 30, Quantitative Aptitude 35, Reasoning Ability 35.

60 min 100 Qs 100 marks 0.25 per wrong 3 attempts

English 30 · Quantitative Aptitude 35 · Reasoning 35

Easy 40 Medium 42 Hard 18
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Sectional test

Test 5 · Sectional Test: English Language

30 questions on English Language at the real exam's level and marking.

18 min 30 Qs 30 marks 0.25 per wrong 3 attempts
Easy 9 Medium 16 Hard 5
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Sectional test

Test 6 · Sectional Test: Quantitative Aptitude

35 questions on Quantitative Aptitude at the real exam's level and marking.

21 min 35 Qs 35 marks 0.25 per wrong 3 attempts
Easy 14 Medium 13 Hard 8
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Sectional test

Test 7 · Sectional Test: Reasoning Ability

35 questions on Reasoning Ability at the real exam's level and marking.

21 min 35 Qs 35 marks 0.25 per wrong 3 attempts
Easy 15 Medium 17 Hard 3
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Topic-wise test

Test 8 · Topic Test: Reading Comprehension

10 questions on Reading Comprehension for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 5 Medium 5 Hard 0
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Topic-wise test

Test 9 · Topic Test: Simplification & Approximation

10 questions on Simplification & Approximation for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 4 Medium 6 Hard 0
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Topic-wise test

Test 10 · Topic Test: Coded Inequalities

10 questions on Coded Inequalities for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 0 Medium 0 Hard 10
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Topic-wise test

Test 11 · Topic Test: Error Spotting

10 questions on Error Spotting for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 3 Medium 5 Hard 2
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Topic-wise test

Test 12 · Topic Test: Quadratic Equations (Banking)

10 questions on Quadratic Equations (Banking) for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 0 Medium 0 Hard 10
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Topic-wise test

Test 13 · Topic Test: Coding-Decoding

10 questions on Coding-Decoding for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 0 Medium 10 Hard 0
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Topic-wise test

Test 14 · Topic Test: Grammar – Fill in the Blanks

10 questions on Grammar – Fill in the Blanks for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 3 Medium 5 Hard 2
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Topic-wise test

Test 15 · Topic Test: Wrong Number Series

10 questions on Wrong Number Series for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 0 Medium 0 Hard 10
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Topic-wise test

Test 16 · Topic Test: Blood Relations

10 questions on Blood Relations for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 0 Medium 10 Hard 0
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Topic-wise test

Test 17 · Topic Test: Sentence Improvement

10 questions on Sentence Improvement for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 2 Medium 5 Hard 3
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Topic-wise test

Test 18 · Topic Test: Data Interpretation

10 questions on Data Interpretation for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 2 Medium 4 Hard 4
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Topic-wise test

Test 19 · Topic Test: Direction Sense

10 questions on Direction Sense for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 0 Medium 10 Hard 0
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Topic-wise test

Test 20 · Topic Test: Synonyms

10 questions on Synonyms for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 2 Medium 4 Hard 4
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Topic-wise test

Test 21 · Topic Test: Percentage

10 questions on Percentage for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 7 Medium 3 Hard 0
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Topic-wise test

Test 22 · Topic Test: Ranking & Order

10 questions on Ranking & Order for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 10 Medium 0 Hard 0
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Topic-wise test

Test 23 · Topic Test: Antonyms

10 questions on Antonyms for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 4 Medium 6 Hard 0
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Topic-wise test

Test 24 · Topic Test: Profit, Loss & Discount

10 questions on Profit, Loss & Discount for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 3 Medium 7 Hard 0
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Topic-wise test

Test 25 · Topic Test: Word Arrangement

10 questions on Word Arrangement for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 10 Medium 0 Hard 0
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Topic-wise test

Test 26 · Topic Test: Idioms & Phrases

10 questions on Idioms & Phrases for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 0 Medium 10 Hard 0
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Topic-wise test

Test 27 · Topic Test: Simple & Compound Interest

10 questions on Simple & Compound Interest for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 1 Medium 6 Hard 3
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Topic-wise test

Test 28 · Topic Test: Alphabet & Letter Series

10 questions on Alphabet & Letter Series for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 7 Medium 3 Hard 0
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Topic-wise test

Test 29 · Topic Test: Ratio, Proportion & Ages

10 questions on Ratio, Proportion & Ages for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 9 Medium 1 Hard 0
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Topic-wise test

Test 30 · Topic Test: Calendar

10 questions on Calendar for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 0 Medium 10 Hard 0
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Topic-wise test

Test 31 · Topic Test: Average

10 questions on Average for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 7 Medium 3 Hard 0
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Topic-wise test

Test 32 · Topic Test: Symbol & Digit Counting

10 questions on Symbol & Digit Counting for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 10 Medium 0 Hard 0
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Topic-wise test

Test 33 · Topic Test: Time & Work, Pipes & Cisterns

10 questions on Time & Work, Pipes & Cisterns for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 8 Medium 2 Hard 0
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Topic-wise test

Test 34 · Topic Test: Mathematical Operations

10 questions on Mathematical Operations for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 0 Medium 10 Hard 0
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Topic-wise test

Test 35 · Topic Test: Speed, Time & Distance, Trains, Boats

10 questions on Speed, Time & Distance, Trains, Boats for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 2 Medium 4 Hard 4
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Topic-wise test

Test 36 · Topic Test: Mixture, Alligation & Partnership

10 questions on Mixture, Alligation & Partnership for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 0 Medium 4 Hard 6
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Topic-wise test

Test 37 · Topic Test: Probability, Permutation & Combination

10 questions on Probability, Permutation & Combination for NICL AO, with full solutions.

8 min 10 Qs 10 marks 0.25 per wrong 3 attempts
Easy 5 Medium 5 Hard 0
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Previous year pattern

Test 38 · NICL AO Previous Year Pattern Paper 1

Built on the topics and weightage asked in recent NICL AO papers (2023–2025), in the 2026 pattern. Original practice questions – not a reproduction of an official paper.

60 min 100 Qs 100 marks 0.25 per wrong 3 attempts

English 30 · Quantitative Aptitude 35 · Reasoning 35

Easy 40 Medium 43 Hard 17
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Previous year pattern

Test 39 · NICL AO Previous Year Pattern Paper 2

Built on the topics and weightage asked in recent NICL AO papers (2023–2025), in the 2026 pattern. Original practice questions – not a reproduction of an official paper.

60 min 100 Qs 100 marks 0.25 per wrong 3 attempts

English 30 · Quantitative Aptitude 35 · Reasoning 35

Easy 38 Medium 47 Hard 15
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What you get in the exam window

Question paletteAnswered, not answered, marked for review and not visited, colour-coded like the real CBT.
Section-wise navigationJump between sections with the marks for each question shown.
Rough notesA scratch pad for working out answers during the test.
Auto-saveAnswers survive a refresh, and the test submits itself when time runs out.
Detailed resultScore, rank, percentile, section-wise accuracy and answer review.

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